Best Credit Cards for Wedding: Wise Ways to Pay Expenses – It is no secret that preparing for a wedding event costs a lot of money. Starting from the dress itself to the wedding venue and all those caterer, photographer and florist as well. Sure, financially stable couples can easily manage everything or for couples who strive for simplicity, they can just skip the party and only pay for the ceremony. However, most people agree that wedding reception is a must. Generally speaking, typical wedding will cost you for about $ 35,000. This number might easily cause a mini heart attack. That’s why, it’s probably best for you to use a credit card for not only will you find cards with 0% interest offers if you’re qualified applicant but you might get extra purchase security as well. Not to mention those sweet rewards where they could definitely help you save some money. Read our best credit cards for wedding recommendation list below.
Wells Fargo Platinum Visa®Card
Couples might want to use a credit card with 0% intro APR so as to prevent their wedding expenses to grow exponentially should they be a little bit reckless. An introductory 0% APR credit card such as this one will be a budget saver and just a major lifesaver in general because you won’t have to pay interest on your purchases and balance transfers for a specific time period. The Wells Fargo Platinum Visa® Card has 18 months of intro 0% APR. Then a 16.90% – 26.74% variable APR with balance transfer fees applied. We put this card on our list for best credit cards for wedding for a reason (or two). You can get free access to your FICO® Credit Score with Wells Fargo online®. Add to that this credit card charges you $0 for annual fee as well. This credit card implements Zero Liability protection for promptly reported unauthorized transactions. With Wells Fargo Platinum Visa® Card, you can also get up to $ 600 protection on your phones (subject to $ 25 deductible) against theft or covered damage when you pay your monthly phone bill. Last but not least, its My Money Map is such a convenient tool to help you create a budget and wisely manage your spending.
Capital One® Venture® Rewards Credit Card
This option is great for newly-weds who are about to go on their honeymoon. Wedding expenses include honeymoon too, you know? And typical couples might spend about $ 4,000 up to $ 5,000. But what if you can actually spend $0? It’s not impossible. All you need to do is find the right travel reward credit card such as Capital One® Venture® Rewards Credit Card and earn miles and points toward various travel expenses such as plane tickets, hotel rooms and rental cars. This credit card comes with flexible redemption options too. They give you a one-time bonus of 50.000 miles provided you spend $ 3,000 on 3 month purchases staring from account opening. This equals to $ 500 in travel. You can also earn 2X miles daily on every purchase. Add to that 10X miles can be earned on thousands of hotels. This credit card is amazingly flexible for you can fly any airline and stay at any hotel with no exceptions anytime. They have no blackout dates either and don’t worry about expiration date because miles will not expire for the life of the account. There is no limit to how many you can earn either. Plus, receive up to $100 application fee credit for TSA Pre√® or Global Entry.
Chase Freedom Unlimited®
Couples who have no problem covering their wedding and honeymoon expenses but still want to save a little should go for credits card that offer a cash back reward program. Chase Freedom Unlimited® is an ideal option. For starters, it offers unlimited 1.5% automatic cash back on all of your purchases. You can also earn up to $150 bonus every time you spend $500 on purchases for the first 3 months after account opening. It has 0% intro APR as well for up to 15 months which is a very reasonable amount of time period starting from account opening on both balance transfers and purchases. After that then a variable APR of 16.49% – 25.24%. It only charges 5% for balance transfer fee off of the transferred amount with $5 minimum. There is no expiration date for cash back rewards as long as your account is open. It doesn’t set a minimum amount to redeem the cash back either. As if that wasn’t enough, you can get free credit score as well which is always updated every week with Credit Journey®. Pro tip: it’s best to get a cash back card with a large signup bonus if you know you’ll be charging most of your wedding expenses on it.
All of these best credit cards for wedding are great options for your wedding plan with specific needs and financial situation.